Two Presentations on Retirement Calculators
Overview of Retirement Calculators
by Ben Klein, Member, AAII Houston Chapter
While working, we’re focused on accumulating wealth for retirement but may not have an idea of the amount that will be needed to meet our retirement goals. This amount and how it will be withdrawn and spent will have a major impact on our retirement lives and goals. Retirement calculators are tools that can help identify these financial requirements and options for how its decumulation can be accomplished. There are many retirement calculators. They come in many forms, operate on many platforms and differ widely in ease of use, complexity and precision. This presentation will provide a quick overview of a few of these calculators, their different attributes and features
Three lessons from this presentation which could be applied to your portfolio include:
- About the types of retirement calculators
- What the costs are for retirement calculators
- The ease of use and precision retirement calculators can offer.
Ben Klein is a member of the Houston Chapter of AAII. He retired after 41 years of designing and managing IT financial applications and IT systems, in addition to network and internet security.
Demonstration of NewRetirement
by Michelle Dash, Director of Customer Experience, NewRetirement
NewRetirement gives you powerful technology for setting goals, taking control, making better decisions and staying on track. Build a personalized financial plan with your goals, priorities, values and resources. Explore scenarios for decumulation, relocation, Roth conversions, Social Security claiming, gifting, spending, long-term care, medical expenses and saving tax-efficiently. Learn more in this demonstration.
Three lessons from this presentation which could be applied to your portfolio include:
- How to create a retirement plan with state-level tax projections
- How to explore personalized scenarios for your future
- Where to find annual projections for cash flow, savings, withdrawals and taxes.
Michelle Dash is the director of customer experience at NewRetirement. She manages customer support, education and services to help people prepare for financial independence and make smarter choices for retirement. She also works with partners and the community to broaden the reach of financial education. She has a B.A. in psychology from the University of Michigan, an M.S. in human-computer interaction from DePaul University and a certificate of financial planning from Northwestern University.
Meeting Detail
Date and Time:
Saturday, June 26, 2021
10:00 am Retirement Calculators
10:45 am Q&A
11:00 am Demonstration of NewRetirement Calculator
11:45 am Q&A
Location:
This FREE webinar will be live streamed to your computer or mobile device.
All meetings of the AAII Houston Chapter will be online until further notice. AAII rules and the status of the coronavirus pandemic in the Houston area will determine when in-person chapter meetings can again take place.
Register in advance for this meeting:
https://us02web.zoom.us/webinar/register/WN_iOBHE4deR-qQjrRK2clnpA
After registering, you will receive a confirmation email containing information about joining the webinar.
Ryan Hessenthaler is a partner and the COO of Lunt Capital. He has extensive experience with financial modeling, investment index construction, market research, and quantitative analysis. Ryan served as board president for Utah Retirement Systems, a $35B+ pension fund. Ryan also served as VP Finance & Strategic Insights for CMN Hospitals, which has raised over $5 billion for 170 children’s hospitals. He was responsible for overseeing the organization’s endowments, pensions, and investment portfolios. Ryan excelled as a Finance professor and Director of the Center for Financial Analysis at Westminster College. Ryan graduated with a degree in Political Science from the University of Utah and an MBA in Finance from Westminster College.
Larry Swedroe is Chief Research Officer & Board Member of Buckingham Strategic Wealth, The BAM Alliance. Since joining The BAM Alliance in 1996, Swedroe has spent his time, talent and energy educating investors on the benefits of evidence-based investing with enthusiasm few can match. Swedroe was among the first authors to publish a book that explained the science of investing in layman’s terms, “The Only Guide to a Winning Investment Strategy You’ll Ever Need.” He has also co-authored seven books about investing. His latest work, “Your Complete Guide to Factor-Based Investing: The Way Smart Money Invests Today,” was co-authored with Andrew Berkin and published by Buckingham in 2016. Swedroe has made appearances on NBC, CNBC, CNN and Bloomberg Personal Finance. He contributes regularly to multiple outlets, including ETF.com and Advisor Perspectives. Swedroe holds an MBA in finance and investment from New York University, and a bachelor’s degree in finance from Baruch College in New York. For more about Mr. Swedroe and recent articles he’s published, please see 
Matt Geiger is Managing Partner at MJG Capital, a limited partnership specializing in natural resource investments. The partnership is long-only and holds a concentrated portfolio of resource equities. Investments include explorers, developers, producers, and royalty companies focused on precious metals, energy metals, industrial metals, and ag minerals. Matt is a graduate of the Wharton School at the University of Pennsylvania and previously founded a venture-backed technology company most recently valued at $150m.
Rob Bernstein is the President of RGB Capital Group LLC where he manages personal and client portfolios. Driven by the economic decline during the 2008 bear market, Mr. Bernstein started RGB Capital Group in August 2009 to help others avoid life altering declines. Prior to starting RGB Capital Group, he was a consultant with Deloitte & Touche for over 11 years and served four years as Chief Information Officer at Newland Communities, a real estate development company.
Gary Antonacci has over 40 years’ experience as an investment professional focusing on underexploited investment opportunities. Antonacci’s innovative research on momentum investing was the first-place winner in 2012 and the second-place winner in 2011 of the Founders Awards for Advances in Active Investment Management given by the National Association of Active Investment Managers (NAAIM). Antonacci is author of the award-winning book, “Dual Momentum Investing: An Innovative Approach for Higher Returns with Lower Risk” (McGraw-Hill, 2014). His research introduced the investment world to dual momentum, which combines relative strength price momentum with trend-following absolute momentum. He received his MBA degree from the Harvard Business School
Matt Scherer is a portfolio manager and equities analyst for CIBC Private Wealth Management with more than 20 years of industry experience. Prior to joining Team Geneva Advisors, which became part of CIBC in 2017, he was a research analyst at Aragon Global LLC, where he worked as a consumer and business services analyst. Previously, he worked in London for Carlson Capital UK Ltd. as a research analyst covering European equities. He began his career with RBC Capital Markets as an associate analyst covering restaurants. He received his undergraduate degree from the University of Wisconsin and an MBA from the University of Chicago Booth School of Business. He also studied at the London Business School. Scherer is a holder of the right to use the Chartered Financial Analyst (CFA) designation.
Brian Bell has 33 years of professional experience. He has held his position as regional investment strategist at Charles Schwab since 2019. Bell started his career at Schwab in 1989 as a senior manager. After an interlude of working at TD Ameritrade in 2005 as a senior manager, he returned to Schwab in 2012 as a managing director and in 2015 became managed solutions regional manager.
Christopher Zook is the Founder, Chairman and Chief Investment Officer of CAZ Investments. With nearly 30 years of experience in both traditional and alternative asset classes, he is a regular contributor to major media outlets, including CNBC, Fox Business and Bloomberg. As past President of the “C” Club of Houston and a current member of the Greater Houston Partnership’s Executive Committee, Christopher is actively involved in public policy and frequently serves as a resource to state and local officials. He was most recently tasked by the Lt. Governor to help find a solution to Houston’s pension crisis and spearheaded efforts that resulted in the most sweeping public pension reform of the last 40 years.
AAII Houston Chapter 